UK Take‑Home Pay

Estimate net pay from gross salary with PAYE, NI, pension, and Student Loan. Supports rUK and Scotland tax regimes.

Leave 1257L for standard Personal Allowance. Special codes (BR/D0/D1) override bands.
% of qualifying earnings — we’ll apply to full salary for simplicity (toggle in Advanced).
Advanced settings (thresholds & bands)
Values prefilled; adjust if rules change.
Rates: Plans 1/2/4/5 usually 9%; Postgrad 6% (set below if needed).